Effective 12 December, 2005
This site is operated by Ruesch International, Inc. (“Ruesch”). Throughout this site, the terms “we,” “us,” and “our” refer to Ruesch. When you use this site, you agree to the terms and conditions that follow. If you do not agree to these terms and conditions, you should immediately cease use of this site.
Privacy Policy
This privacy policy relates to information collected via this website. It outlines our obligations under the National Privacy Principles ( Principles ) contained in the Privacy Act 1988 ( Act ). The Principles protect the privacy of individuals by regulating the way that personal information is handled. Personal information is information or an opinion about an individual whose identity is apparent or can reasonably be ascertained.
If you are a customer of our financial services, any personal information which you provide as part of your customer relationship with us, including information concerning your financial transactions, will be governed by the separate agreement governing the provision of such services, and this privacy policy will not apply.
When does Ruesch collect personal information?
We do not collect your personal information unless you provide it to us voluntarily and knowingly. In certain parts of the site, we may ask you to provide us with your name, contact information or other information so that we can provide you with information you request, consider your application for employment with us, or take other action indicated in the part of the site where the information is requested. The site also includes features that allow you to communicate with us by electronic mail or otherwise. If you choose to use these features, you will be required to provide us your e-mail address and any other personal information (such as your name or street address) that we deem necessary in order to communicate with you electronically or otherwise.
By providing personal information to us, you agree that you are knowingly and voluntarily providing us with the information. You are under no obligation to provide us with this information, but without it, we may not be able to take the action indicated.
How does Ruesch use and disclose the personal information?
We may use the information you provide to respond to the electronic mail messages you send us, take other action indicated in the part of the site where the information is requested, and use such information for any other business purpose, including providing ongoing information about our products and services.
We may share the information you provide to us with our affiliates, successors, service providers and business partners. We may also disclose your information to insurers, credit providers, courts, tribunals and regulatory authorities as required by law.
Accessing your personal information
Under the Principles, you have the right to obtain a copy of any personal information that Ruesch holds about you and to advise us of any perceived inaccuracy.
You may request to access your information by calling Ruesch on (02) 9911 7799. We will require you to verify your identity and to specify what information you require. Depending upon the personal information you seek, you may be asked to:
Updates to this Policy
This privacy policy will be reviewed from time to time to take account of new laws and technology, changes to our operations and practices and the changing business environment. If you are unsure whether you are reading the most current version, please contact us.
Terms of Use
This Site
These terms of use apply to the site accessible at www.ruesch.com. These terms do not necessarily apply to other sites we may operate, the use of each of which is subject to its own terms and/or agreement.
Accuracy, Completeness and Timeliness of Information on the Site
We are not responsible if information that we make available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making significant decisions without consulting primary or more accurate, more complete or more timely sources of information. Any reliance upon the material on this site will be at your own risk. This site may contain certain historical information. Historical information necessarily is not current and is provided for your reference only. We reserve the right to modify the contents of the site at any time, but we have no obligation to update any information on this site. You agree that it is your responsibility to monitor changes to the site.
Use of Material from this Site
This site (including all its contents) is the property of Ruesch or its licensors and is protected by copyright, trademark, and other laws of the United States and other countries. We authorize you to browse through the site and print or download a single copy of material on the site for your personal, non-commercial use only so long as you do not remove any copyright or other notices that appear on the material you print or download. You agree that you will not otherwise copy or display any material on the site in any manner or medium. You also agree not to modify, sell, broadcast or distribute any material on the site, including by uploading the material or otherwise making the material available online.
Trademarks
This site features trademarks and service marks and other logos that are the property of or are licensed to Ruesch. The site may also include trademarks or service marks of third parties. All these trademarks and service marks are the property of their respective owners, and you agree not to use or display them in any manner without the prior written permission of the applicable trademark or service mark owner.
Your Conduct
You agree not to participate in a denial-of-service attack against this site, any other site owned or operated by us, or against any other site or computer environment by using this site, not to attempt to or actually disrupt or impair this site, not to collect or attempt to collect any information of others, not to engage in any screen scraping or data acquisition and consolidation, and not to otherwise engage in any unlawful or prohibited activity in regards to this site.
Links
This site may include links to other sites operated by third parties. We have not reviewed all of the information on other sites and we are not responsible for the content of any other sites or any products or services that may be offered through other sites. The inclusion of these links in no way indicates our endorsement, support or approval of the contents of the linked site. Different terms and conditions may apply to your use of any linked sites.
DISCLAIMERS
YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE RESERVE THE RIGHT TO ADD, CHANGE OR REMOVE FEATURES OR CONTENT FROM THIS SITE AT ANY TIME, AND TO RESTRICT OR TERMINATE YOUR ACCESS TO THE SITE OR ANY FEATURE OR PART THEREOF AT ANY TIME.
RUESCH EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTIES THAT MATERIAL ON THE SITE IS NONINFRINGING; THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT THE SITE WILL BE SECURE; THAT THE SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE WILL BE VIRUS-FREE; OR THAT INFORMATION ON THE SITE WILL BE COMPLETE, ACCURATE, OR TIMELY.
LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, YOU UNDERSTAND AND AGREE THAT NEITHER RUESCH NOR ANY OF ITS SUBSIDIARIES OR THIRD PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR ANY OTHER DAMAGES RELATING TO OR RESULTING FROM YOUR USE OR INABILITY TO USE THIS SITE OR ANY OTHER SITE YOU ACCESS THROUGH A LINK FROM THIS SITE OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF ELECTRONIC MAIL MESSAGES YOU SEND US. THESE INCLUDE DAMAGES FOR ERRORS, OMISSIONS, INTERRUPTIONS, DEFECTS, DELAYS, COMPUTER VIRUSES, YOUR LOSS OF PROFITS, LOSS OF DATA, UNAUTHORIZED ACCESS TO AND ALTERATION OF YOUR TRANSMISSIONS AND DATA, AND OTHER TANGIBLE AND INTANGIBLE LOSSES.
THIS LIMITATION APPLIES REGARDLESS OF WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, AS THE RESULT OF NEGLIGENCE OR OTHERWISE, AND EVEN IF WE OR OUR REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOUR LIABILITY
IF YOU CAUSE A TECHNICAL DISRUPTION OF THE SITE OR THE SYSTEMS TRANSMITTING THE SITE TO YOU OR OTHERS YOU AGREE TO BE RESPONSIBLE FOR ANY AND ALL LIABILITIES, COSTS AND EXPENSES (INCLUDING ATTORNEY’S FEES) ARISING FROM THAT DISRUPTION.
Jurisdiction
Ruesch is incorporated in Delaware in the United States of America, and this site is operated in the United States. The laws of the State of New York govern these terms and conditions and your use of the site, and you irrevocably consent to the jurisdiction of the courts located in the State of New York for any action to enforce these terms and conditions. We recognize that it is possible for you to obtain access to this site from any jurisdiction in the world, but we have no practical ability to prevent such access. This site has been designed to comply with the laws of the State of New York and of the United States. If any material on this site, or your use of the site, is contrary to the laws of the place where you are when you access it, the site is not intended for you, and we ask you not to use the site. You are responsible for informing yourself of the laws of your jurisdiction and complying with them.
Changes to this Privacy Policy & Terms of Use
We reserve the right, at our complete discretion, to change this Privacy Policy & Terms of Use at any time by posting revised terms on the site. It is your responsibility to check periodically for any changes we may make to these terms and conditions. Your continued use of this site following the posting of changes to these terms or other policies means you accept the changes.
Miscellaneous
If any provision of this Privacy Policy & Terms of Use is unlawful, void or unenforceable, the remaining provisions will remain in place. This is the entire agreement between you and Ruesch regarding all aspects of your use of this site. All remedies whatsoever available are cumulative and non-exclusive. No waiver or failure to require performance in any instance shall act as a waiver or bar in any subsequent or other instance. This Site & Privacy Policy binds and inures to the benefit of your and our respective successors, assigns, heirs, executors, trustees and administrators, as applicable.
This site is operated by Ruesch International, Inc. (“Ruesch”). Throughout this site, the terms “we,” “us,” and “our” refer to Ruesch. When you use this site, you agree to the terms and conditions that follow. If you do not agree to these terms and conditions, you should immediately cease use of this site.
Privacy Policy
This privacy policy relates to information collected via this website. It outlines our obligations under the National Privacy Principles ( Principles ) contained in the Privacy Act 1988 ( Act ). The Principles protect the privacy of individuals by regulating the way that personal information is handled. Personal information is information or an opinion about an individual whose identity is apparent or can reasonably be ascertained.
If you are a customer of our financial services, any personal information which you provide as part of your customer relationship with us, including information concerning your financial transactions, will be governed by the separate agreement governing the provision of such services, and this privacy policy will not apply.
When does Ruesch collect personal information?
We do not collect your personal information unless you provide it to us voluntarily and knowingly. In certain parts of the site, we may ask you to provide us with your name, contact information or other information so that we can provide you with information you request, consider your application for employment with us, or take other action indicated in the part of the site where the information is requested. The site also includes features that allow you to communicate with us by electronic mail or otherwise. If you choose to use these features, you will be required to provide us your e-mail address and any other personal information (such as your name or street address) that we deem necessary in order to communicate with you electronically or otherwise.
By providing personal information to us, you agree that you are knowingly and voluntarily providing us with the information. You are under no obligation to provide us with this information, but without it, we may not be able to take the action indicated.
How does Ruesch use and disclose the personal information?
We may use the information you provide to respond to the electronic mail messages you send us, take other action indicated in the part of the site where the information is requested, and use such information for any other business purpose, including providing ongoing information about our products and services.
We may share the information you provide to us with our affiliates, successors, service providers and business partners. We may also disclose your information to insurers, credit providers, courts, tribunals and regulatory authorities as required by law.
Accessing your personal information
Under the Principles, you have the right to obtain a copy of any personal information that Ruesch holds about you and to advise us of any perceived inaccuracy.
You may request to access your information by calling Ruesch on (02) 9911 7799. We will require you to verify your identity and to specify what information you require. Depending upon the personal information you seek, you may be asked to:
- provide your request in writing;
- verify your identity in writing; and/or
- pay a fee to cover the cost of verifying the application and locating, retrieving, reviewing and copying any material requested.
Updates to this Policy
This privacy policy will be reviewed from time to time to take account of new laws and technology, changes to our operations and practices and the changing business environment. If you are unsure whether you are reading the most current version, please contact us.
Terms of Use
This Site
These terms of use apply to the site accessible at www.ruesch.com. These terms do not necessarily apply to other sites we may operate, the use of each of which is subject to its own terms and/or agreement.
Accuracy, Completeness and Timeliness of Information on the Site
We are not responsible if information that we make available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making significant decisions without consulting primary or more accurate, more complete or more timely sources of information. Any reliance upon the material on this site will be at your own risk. This site may contain certain historical information. Historical information necessarily is not current and is provided for your reference only. We reserve the right to modify the contents of the site at any time, but we have no obligation to update any information on this site. You agree that it is your responsibility to monitor changes to the site.
Use of Material from this Site
This site (including all its contents) is the property of Ruesch or its licensors and is protected by copyright, trademark, and other laws of the United States and other countries. We authorize you to browse through the site and print or download a single copy of material on the site for your personal, non-commercial use only so long as you do not remove any copyright or other notices that appear on the material you print or download. You agree that you will not otherwise copy or display any material on the site in any manner or medium. You also agree not to modify, sell, broadcast or distribute any material on the site, including by uploading the material or otherwise making the material available online.
Trademarks
This site features trademarks and service marks and other logos that are the property of or are licensed to Ruesch. The site may also include trademarks or service marks of third parties. All these trademarks and service marks are the property of their respective owners, and you agree not to use or display them in any manner without the prior written permission of the applicable trademark or service mark owner.
Your Conduct
You agree not to participate in a denial-of-service attack against this site, any other site owned or operated by us, or against any other site or computer environment by using this site, not to attempt to or actually disrupt or impair this site, not to collect or attempt to collect any information of others, not to engage in any screen scraping or data acquisition and consolidation, and not to otherwise engage in any unlawful or prohibited activity in regards to this site.
Links
This site may include links to other sites operated by third parties. We have not reviewed all of the information on other sites and we are not responsible for the content of any other sites or any products or services that may be offered through other sites. The inclusion of these links in no way indicates our endorsement, support or approval of the contents of the linked site. Different terms and conditions may apply to your use of any linked sites.
DISCLAIMERS
YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE RESERVE THE RIGHT TO ADD, CHANGE OR REMOVE FEATURES OR CONTENT FROM THIS SITE AT ANY TIME, AND TO RESTRICT OR TERMINATE YOUR ACCESS TO THE SITE OR ANY FEATURE OR PART THEREOF AT ANY TIME.
RUESCH EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTIES THAT MATERIAL ON THE SITE IS NONINFRINGING; THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT THE SITE WILL BE SECURE; THAT THE SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE WILL BE VIRUS-FREE; OR THAT INFORMATION ON THE SITE WILL BE COMPLETE, ACCURATE, OR TIMELY.
LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, YOU UNDERSTAND AND AGREE THAT NEITHER RUESCH NOR ANY OF ITS SUBSIDIARIES OR THIRD PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR ANY OTHER DAMAGES RELATING TO OR RESULTING FROM YOUR USE OR INABILITY TO USE THIS SITE OR ANY OTHER SITE YOU ACCESS THROUGH A LINK FROM THIS SITE OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF ELECTRONIC MAIL MESSAGES YOU SEND US. THESE INCLUDE DAMAGES FOR ERRORS, OMISSIONS, INTERRUPTIONS, DEFECTS, DELAYS, COMPUTER VIRUSES, YOUR LOSS OF PROFITS, LOSS OF DATA, UNAUTHORIZED ACCESS TO AND ALTERATION OF YOUR TRANSMISSIONS AND DATA, AND OTHER TANGIBLE AND INTANGIBLE LOSSES.
THIS LIMITATION APPLIES REGARDLESS OF WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, AS THE RESULT OF NEGLIGENCE OR OTHERWISE, AND EVEN IF WE OR OUR REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOUR LIABILITY
IF YOU CAUSE A TECHNICAL DISRUPTION OF THE SITE OR THE SYSTEMS TRANSMITTING THE SITE TO YOU OR OTHERS YOU AGREE TO BE RESPONSIBLE FOR ANY AND ALL LIABILITIES, COSTS AND EXPENSES (INCLUDING ATTORNEY’S FEES) ARISING FROM THAT DISRUPTION.
Jurisdiction
Ruesch is incorporated in Delaware in the United States of America, and this site is operated in the United States. The laws of the State of New York govern these terms and conditions and your use of the site, and you irrevocably consent to the jurisdiction of the courts located in the State of New York for any action to enforce these terms and conditions. We recognize that it is possible for you to obtain access to this site from any jurisdiction in the world, but we have no practical ability to prevent such access. This site has been designed to comply with the laws of the State of New York and of the United States. If any material on this site, or your use of the site, is contrary to the laws of the place where you are when you access it, the site is not intended for you, and we ask you not to use the site. You are responsible for informing yourself of the laws of your jurisdiction and complying with them.
Changes to this Privacy Policy & Terms of Use
We reserve the right, at our complete discretion, to change this Privacy Policy & Terms of Use at any time by posting revised terms on the site. It is your responsibility to check periodically for any changes we may make to these terms and conditions. Your continued use of this site following the posting of changes to these terms or other policies means you accept the changes.
Miscellaneous
If any provision of this Privacy Policy & Terms of Use is unlawful, void or unenforceable, the remaining provisions will remain in place. This is the entire agreement between you and Ruesch regarding all aspects of your use of this site. All remedies whatsoever available are cumulative and non-exclusive. No waiver or failure to require performance in any instance shall act as a waiver or bar in any subsequent or other instance. This Site & Privacy Policy binds and inures to the benefit of your and our respective successors, assigns, heirs, executors, trustees and administrators, as applicable.
